BIZ LEND EXPRESS
CALL US: 408-889-3997
FUNDING FOR ALL
Financing solutions uniquely tailored to your individual business needs.
REVENUE BASED FUNDING PROGRAMS
-Min revenue 10k /month; Min Fico 500; 3 months in business; Factor rate 1.1-1.49; Funding amount up to 2 M ; 1-12 months terms; Daily / weekly / monthly payments; Funding takes 24 hours
NO DOC FUNDING PROGRAMS : YES, means no income verification
–Business Credit Card: No minimum revenue; Min Fico 680; 0% interest for 12 months; 6 months in business; Funding amount up to 150k; Monthly payments; Funding takes 1-2 weeks
–Line Of Credit: No minimum revenue; Min Fico 680; 6 months in business; 11% APR +; Funding amount up to 50k; 1- 3 year terms; Monthly payments; Funding takes 1-2 weeks (Available in western states)
TRADITIONAL LINE OF CREDIT FUNDING PROGRAM
10K in monthly revenue; Min 600 Fico; 12 months in business; Only pay interest on the funds drawn; Draw as many times as you need; Funding amount 5K -750K; 6 months -36 months terms, weekly or monthly payments; Funding takes 1-3 days.
ALTERNATIVE LINE OF CREDIT FUNDING PROGRAMS
–Alternative A: Min revenue 5k /month; Min Fico 635; 6 months in business; 3% monthly interest rate; Funding amount up to 100k; 12-24 months terms; Monthly payments; Funding takes 24 hours
–Alternative B: Min revenue 15 k/month; Min Fico 650; 3 years in business; 1% monthly interest rate; Funding amount up to 275k; 12-36 months terms, weekly/monthly payments; Funding takes 24 hours
–Alternative C: Min revenue 17 k/month; Min Fico 551; 1 month in business (B2C only) ; 11% APR +; Funding amount up to 500k; 12-36 months terms; Weekly payments; Funding takes 2-3 weeks
TRADITIONAL TERM LOAN FUNDING PROGRAMS
-Min Fico 650; 20K in monthly revenue; 2 year in business; Funding amount 10k-500k; 6 months to 10 years term; Weekly, Biweekly, Monthly payments; Funding takes less than 7 days.
ACCOUNTS RECEIVABLE FINANCING PROGRAM
500K annual gross sales; no minimum Fico; Aging Report required; Typically lower interest rate; Funding amount 10K – 5 M; 6 months -10 year terms; Funding takes 1-5 days
EQUIPMENT FINANCING PROGRAM
No minimum in annual gross sales; Min Fico 580; No minimum time in business (Start ups welcome); Lower or No downpayments; Tax benefits (Sec 179); Requires a purchase order; Funding amount 10K-5M; 1-5 year terms; Monthly payments; Funding takes 1-5 days.
UTILITY VEHICLE LOAN PROGRAM
Minimum average monthly revenue 3K; Any owner or officer with 680+ Fico can sign; 6 months in business.
SBA LOANS
-SBA 7a Term Loan: 300k annual revenue; 2 years in business; 640 Fico; Prime rates (Fixed and variable rate options) ; goverment backed; Financials required; Funding amount up to 5 M; Upto 10-25 year terms; Monthly payments; Funding takes 21 days.
-SBA 7a Rapid loan: 175K annual revenue; 2 years in business; 640 Fico; Prime rate + 4.75%; Funding amounts 50k-150k; up to 10 year term; Monthly payments; Financials required; Fast funding timeline.
-SBA 7a Real Estate loan: 100k annual revenue; 2 years in business; 640 Fico; Prime rate + 2.5%; Funding amount 300K – 5M; LTV up tp 90%; 25 year terms; Monthly payments; Owner occupied real estate only; Funding takes 21 days.
REAL ESTATE AS COLLATERAL FUNDING PROGRAMS
-HELOC : 1st or 2nd lien position up to 1 M or 2 M
-Other programs: Real estate commercial loans; Real Estate residential loans (DSCR); Bank statements, Profit & Loss. 1099, Hard money; Jumbo; WVOE; ITIN; Asset Utilization; Foreign nationals; Multi family; New Construction; Bridge; Fix n Flip; Non-QM loans
DEBT CONSOLIDATION PROGRAMS
-Get out of expansive loan debts that are crippling your business with debt restructuring, reverse consolidation or replace multiple loans with one loan instead. In most cases, we can reduce payments by up to 60% immediately.
SPLIT PAYMENT CREDIT CARD PROCESSING PROGRAM
-Get your advance from the funder and payback through a percentage of your credit card sales receipts.
PERSONAL LOAN PROGRAM
-Min personal income 70k a year; Min Fico 680; 7% APR + ; Funding amount up to 500k; up to 5 year terms; Monthly payments; Funding takes 2 business days
CREDIT REPAIR PROGRAM
-If your FICO is low, you can still utilize our programs with a co-signer.
-Otherwise, we have a credit repair serivice guarantee to improve your score so you can qualify for a 0% interest business credit card or other funding programs; $199 set up fee then $99/month.
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Financing solutions uniquely tailored to your individual business needs.
How it Works
Step 1 – Simple- Fill out our one page application.
Step 2 – Quick- Get an offer within 24 hours.
Step 3 – Easy- Sign documents and receive financing.
**Privacy Notice**
Biz Lend Express respects your privacy. We collect personal and property information to provide finanical services, process payments, and improve our offerings. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties, excluding aggregators and providers of the Text Messaging services. We implement security measures to protect your information, and you may have rights to access, correct, or delete your data. Contact us on our online form above with questions. This notice may be updated periodically; changes will be posted on our website.
**Terms and Conditions**
By using Biz Lend Express’ financial services, you agree to provide accurate information, pay fees on time, and comply with applicable laws. Fees, refunds, and late payment policies are outlined in your service agreement. We may terminate services for breaches of these terms. Liability is limited for indirect damages. Disputes will be resolved through binding arbitration in California. These terms may be updated; changes will be posted on our website. Contact us on our online form above with questions.